How much you need
How much do I need, and when?
Start here
FIRE calculatorIt gives your number and the age you reach it. Start with Coast FIRE instead if you only want to know whether you can stop adding.
- Coast FIRE calculator
Whether what you have already grows to your number without adding more.
- FIRE calculator
Your number and the age you reach it if you cover everything yourself.
- Freedom years
How many years of the life you chose your money could already pay for.
- Barista FIRE
The smaller number when part-time work pays some of the bills.
- Lean FIRE
The number for a pared-back budget.
- Chubby FIRE
The number for a comfortable budget.
- Fat FIRE
The number for a generous budget.
- Retire at 50
The gap or surplus if you stop at that age, and the bridge to 59½.
- Retire at 55
The gap or surplus if you stop at that age, and the Rule of 55.
- Can I retire at 60
The gap or surplus if you stop at that age, and the years to Social Security and Medicare.
- Roth IRA calculator
What a Roth IRA grows to by the age you stop.
- IRA calculator
What a traditional IRA grows to, before and after tax.
Sources: IRC §72(t)(2)(A)(i); IRC §72(t)(2)(A)(v).