Making it last
How do I draw it down?
Start here
How long will my money lastIt shows the age your savings run out at your spending, before you look at tax or claiming.
- How long will my money last
The age your savings run out at your spending.
- Retirement income calculator
The steady income your savings and Social Security can pay.
- Monte Carlo calculator
How often the money lasts when returns go up and down.
- Social Security break-even
The age at which claiming later pays more in total.
- RMD calculator
The minimum you must take each year from traditional accounts, from 73 or 75.
- Inherited IRA RMD
What you must take from an IRA you inherited, and by when.
- Roth conversion calculator
The tax on converting this year, and the bracket room left.
Sources: IRC §401(a)(9)(C)(v) (SECURE 2.0 §107); T.D. 10001 (89 FR 58886); REG-103529-23 for 1959.